Florida has no state income tax
Florida is one of nine states that do not tax wages. Your employer withholds only federal income tax, Social Security and Medicare, so a Florida paycheck is usually several percent larger than the same salary in a state with an income tax.
- Florida's constitution bars a personal income tax, so no state or local income tax comes out of Florida paychecks.
- Florida employees pay no state payroll deductions either: unemployment insurance is paid only by employers.
The other states without a tax on wages are Alaska, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. If you live in Florida but work in a state that taxes income, that state usually taxes your wages there.
No Florida payroll deductions
Florida does not take disability, paid leave or unemployment contributions from employees. State unemployment insurance is paid by employers, so the only deductions from a Florida paycheck are federal taxes and anything you choose, such as 401(k) contributions or health insurance.
Local income taxes in Florida
Florida cities and counties cannot levy income taxes.
Example: $60,000 salary in Florida
A single filer earning $60,000 a year, paid every two weeks, with a standard 2026 W-4 and no 401(k) or health deductions:
| Every two weeks | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.00 |
| Social Security (6.2%) | -$143.08 | -$3,720.00 |
| Medicare (1.45%) | -$33.46 | -$870.00 |
| Take-home pay | $1,938.08 | $50,390.00 |
With no Florida income tax and no state payroll contributions, nothing at all goes to the state. All taxes together take 16% of pay. Federal withholding is the 2026 single schedule: $60,000 less the $8,600 allowance gives $51,400, taxed at $1,240 plus 12% above $19,900, or $5,020 a year.
Take-home pay in Florida at different salaries
Yearly take-home pay for a single filer in Florida, paid every two weeks, with no pre-tax deductions or local tax. For a married couple filing jointly on $120,000, take-home pay is about $100,780 a year (16% in taxes).
| Salary | Florida tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $0 | $26,285 | $1,010.96 |
| $45,000 | $0 | $38,338 | $1,474.52 |
| $60,000 | $0 | $50,390 | $1,938.08 |
| $80,000 | $0 | $65,110 | $2,504.23 |
| $100,000 | $0 | $79,180 | $3,045.38 |
| $150,000 | $0 | $113,791 | $4,376.58 |
| $250,000 | $0 | $183,182 | $7,045.46 |
How the Florida paycheck estimate works
Federal income tax follows IRS Publication 15-T for 2026: your paycheck is annualized, an allowance for the standard deduction is taken off, the 2026 withholding schedule for your filing status is applied, and W-4 credits and extra withholding are added back per paycheck. Social Security is 6.2% of wages up to $184,500 and Medicare 1.45%, plus 0.9% on wages over $200,000.
No Florida income tax is calculated.
Take-home = Gross − pre-tax deductions − federal tax − Social Security − Medicare