Oklahoma income tax brackets for 2026
Oklahoma taxes wages at rates from 2.5% to 4.5%. The rates apply to taxable income: your wages after pre-tax deductions and the deductions and exemptions shown below.
| Single: taxable income | Rate |
|---|---|
| Up to $3,750 | 0% |
| $3,750 to $4,900 | 2.5% |
| $4,900 to $7,200 | 3.5% |
| Over $7,200 | 4.5% |
| Married filing jointly: taxable income | Rate |
|---|---|
| Up to $7,500 | 0% |
| $7,500 to $9,800 | 2.5% |
| $9,800 to $14,400 | 3.5% |
| Over $14,400 | 4.5% |
Heads of household use the married filing jointly brackets.
Deductions, exemptions and credits
| Standard deduction | $6,350 single · $12,700 married · $9,350 head of household |
|---|---|
| Personal exemption | $1,000 single · $2,000 married |
| Dependent exemption | $1,000 each |
- From 2026 Oklahoma has three brackets instead of six, and the top rate fell from 4.75% to 4.5% (House Bill 2764).
- The 4.5% top rate starts at only $7,200 of taxable income for single filers, so most wages are taxed at it.
- The law can cut the rate further, 0.25 point at a time, when state revenue passes set targets.
No Oklahoma payroll deductions
Oklahoma does not take disability, paid leave or unemployment contributions from employees. State unemployment insurance is paid by employers, so the only deductions from a Oklahoma paycheck are federal taxes, Oklahoma income tax and anything you choose, such as 401(k) contributions or health insurance.
Local income taxes in Oklahoma
Oklahoma cities and counties do not tax wages.
Example: $60,000 salary in Oklahoma
A single filer earning $60,000 a year, paid every two weeks, with a standard 2026 W-4 and no 401(k) or health deductions:
| Every two weeks | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.00 |
| Social Security (6.2%) | -$143.08 | -$3,720.00 |
| Medicare (1.45%) | -$33.46 | -$870.00 |
| Oklahoma income tax | -$82.87 | -$2,154.50 |
| Take-home pay | $1,855.21 | $48,235.50 |
Oklahoma income tax is about $2,154.50 a year here, 3.59% of gross pay. All taxes together take 19.6% of pay. Federal withholding is the 2026 single schedule: $60,000 less the $8,600 allowance gives $51,400, taxed at $1,240 plus 12% above $19,900, or $5,020 a year.
Take-home pay in Oklahoma at different salaries
Yearly take-home pay for a single filer in Oklahoma, paid every two weeks, with no pre-tax deductions or local tax. For a married couple filing jointly on $120,000, take-home pay is about $96,471 a year (19.6% in taxes).
| Salary | Oklahoma tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $805 | $25,481 | $980.02 |
| $45,000 | $1,480 | $36,858 | $1,417.62 |
| $60,000 | $2,155 | $48,236 | $1,855.21 |
| $80,000 | $3,055 | $62,056 | $2,386.75 |
| $100,000 | $3,955 | $75,226 | $2,893.29 |
| $150,000 | $6,205 | $107,587 | $4,137.94 |
| $250,000 | $10,705 | $172,478 | $6,633.75 |
How the Oklahoma paycheck estimate works
Federal income tax follows IRS Publication 15-T for 2026: your paycheck is annualized, an allowance for the standard deduction is taken off, the 2026 withholding schedule for your filing status is applied, and W-4 credits and extra withholding are added back per paycheck. Social Security is 6.2% of wages up to $184,500 and Medicare 1.45%, plus 0.9% on wages over $200,000.
Oklahoma tax is estimated for the whole year: wages after pre-tax deductions, less the standard deduction, less exemptions, run through the brackets above, then divided by the number of paychecks.
Oklahoma tax = Brackets(Wages − pre-tax deductions − standard deduction − exemptions)