Georgia income tax brackets for 2026
Georgia taxes wages at a flat 4.99%. The rates apply to taxable income: your wages after pre-tax deductions and the deductions and exemptions shown below.
| All filing statuses: taxable income | Rate |
|---|---|
| Over $0 | 4.99% |
Deductions, exemptions and credits
| Standard deduction | $15,000 single · $30,000 married · $15,000 head of household |
|---|---|
| Dependent exemption | $5,000 each |
- Georgia's flat rate fell from 5.19% to 4.99% under HB 463, signed in May 2026 and backdated to January 1, 2026. The rate is set to keep falling toward 3.99% if revenue allows.
- The 2026 standard deduction rose to $15,000 for single filers and $30,000 for married couples, and the dependent deduction to $5,000.
- For 2026 to 2028 Georgia also lets workers subtract up to $1,750 of qualified tips and $1,750 of overtime pay, which this calculator does not include.
No Georgia payroll deductions
Georgia does not take disability, paid leave or unemployment contributions from employees. State unemployment insurance is paid by employers, so the only deductions from a Georgia paycheck are federal taxes, Georgia income tax and anything you choose, such as 401(k) contributions or health insurance.
Local income taxes in Georgia
Georgia cities and counties do not tax wages.
Example: $60,000 salary in Georgia
A single filer earning $60,000 a year, paid every two weeks, with a standard 2026 W-4 and no 401(k) or health deductions:
| Every two weeks | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.00 |
| Social Security (6.2%) | -$143.08 | -$3,720.00 |
| Medicare (1.45%) | -$33.46 | -$870.00 |
| Georgia income tax | -$86.37 | -$2,245.50 |
| Take-home pay | $1,851.71 | $48,144.50 |
Georgia income tax is about $2,245.50 a year here, 3.74% of gross pay. All taxes together take 19.8% of pay. Federal withholding is the 2026 single schedule: $60,000 less the $8,600 allowance gives $51,400, taxed at $1,240 plus 12% above $19,900, or $5,020 a year.
Take-home pay in Georgia at different salaries
Yearly take-home pay for a single filer in Georgia, paid every two weeks, with no pre-tax deductions or local tax. For a married couple filing jointly on $120,000, take-home pay is about $96,289 a year (19.8% in taxes).
| Salary | Georgia tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $749 | $25,537 | $982.17 |
| $45,000 | $1,497 | $36,841 | $1,416.94 |
| $60,000 | $2,246 | $48,145 | $1,851.71 |
| $80,000 | $3,244 | $61,867 | $2,379.48 |
| $100,000 | $4,242 | $74,939 | $2,882.25 |
| $150,000 | $6,737 | $107,055 | $4,117.48 |
| $250,000 | $11,727 | $171,456 | $6,594.44 |
How the Georgia paycheck estimate works
Federal income tax follows IRS Publication 15-T for 2026: your paycheck is annualized, an allowance for the standard deduction is taken off, the 2026 withholding schedule for your filing status is applied, and W-4 credits and extra withholding are added back per paycheck. Social Security is 6.2% of wages up to $184,500 and Medicare 1.45%, plus 0.9% on wages over $200,000.
Georgia tax is estimated for the whole year: wages after pre-tax deductions, less the standard deduction, less exemptions, run through the brackets above, then divided by the number of paychecks.
Georgia tax = Brackets(Wages − pre-tax deductions − standard deduction − exemptions)