Hawaii income tax brackets for 2026
Hawaii taxes wages at rates from 1.4% to 11%. The rates apply to taxable income: your wages after pre-tax deductions and the deductions and exemptions shown below.
| Single: taxable income | Rate |
|---|---|
| Up to $9,600 | 1.4% |
| $9,600 to $14,400 | 3.2% |
| $14,400 to $19,200 | 5.5% |
| $19,200 to $24,000 | 6.4% |
| $24,000 to $36,000 | 6.8% |
| $36,000 to $48,000 | 7.2% |
| $48,000 to $125,000 | 7.6% |
| $125,000 to $175,000 | 7.9% |
| $175,000 to $225,000 | 8.25% |
| $225,000 to $275,000 | 9% |
| $275,000 to $325,000 | 10% |
| Over $325,000 | 11% |
| Married filing jointly: taxable income | Rate |
|---|---|
| Up to $19,200 | 1.4% |
| $19,200 to $28,800 | 3.2% |
| $28,800 to $38,400 | 5.5% |
| $38,400 to $48,000 | 6.4% |
| $48,000 to $72,000 | 6.8% |
| $72,000 to $96,000 | 7.2% |
| $96,000 to $250,000 | 7.6% |
| $250,000 to $350,000 | 7.9% |
| $350,000 to $450,000 | 8.25% |
| $450,000 to $550,000 | 9% |
| $550,000 to $650,000 | 10% |
| Over $650,000 | 11% |
| Head of household: taxable income | Rate |
|---|---|
| Up to $14,400 | 1.4% |
| $14,400 to $21,600 | 3.2% |
| $21,600 to $28,800 | 5.5% |
| $28,800 to $36,000 | 6.4% |
| $36,000 to $54,000 | 6.8% |
| $54,000 to $72,000 | 7.2% |
| $72,000 to $187,500 | 7.6% |
| $187,500 to $262,500 | 7.9% |
| $262,500 to $337,500 | 8.25% |
| $337,500 to $412,500 | 9% |
| $412,500 to $487,500 | 10% |
| Over $487,500 | 11% |
Deductions, exemptions and credits
| Standard deduction | $8,000 single · $16,000 married · $12,000 head of household |
|---|---|
| Personal exemption | $1,144 single · $2,288 married |
| Dependent exemption | $1,144 each |
- Hawaii has 12 brackets, more than any other state, running from 1.4% to 11%.
- Under Act 46 (2024) the standard deduction nearly doubled for 2026, to $8,000 for single filers, $12,000 for heads of household and $16,000 for married couples. The brackets are the same as in 2025.
- Act 24 of 2026 adds a 13% rate on taxable income over $1 million starting in 2027.
Hawaii payroll deductions
Besides income tax, Hawaii requires these contributions from employees in 2026. The calculator includes them automatically.
| Program | Employee rate | Applies to |
|---|---|---|
| Temporary Disability Insurance (TDI) | 0.5% | Capped at $390.00 a year |
- HI TDI: Employers may deduct up to 0.5% of weekly wages, capped at $7.50 a week in 2026.
Local income taxes in Hawaii
Hawaii counties do not tax wages.
Example: $60,000 salary in Hawaii
A single filer earning $60,000 a year, paid every two weeks, with a standard 2026 W-4 and no 401(k) or health deductions:
| Every two weeks | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.00 |
| Social Security (6.2%) | -$143.08 | -$3,720.00 |
| Medicare (1.45%) | -$33.46 | -$870.00 |
| Hawaii income tax | -$106.01 | -$2,756.26 |
| HI TDI | -$11.54 | -$300.00 |
| Take-home pay | $1,820.53 | $47,333.74 |
Hawaii income tax is about $2,756.26 a year here, 4.59% of gross pay. All taxes together take 21.1% of pay. Federal withholding is the 2026 single schedule: $60,000 less the $8,600 allowance gives $51,400, taxed at $1,240 plus 12% above $19,900, or $5,020 a year.
Take-home pay in Hawaii at different salaries
Yearly take-home pay for a single filer in Hawaii, paid every two weeks, with no pre-tax deductions or local tax. For a married couple filing jointly on $120,000, take-home pay is about $94,877 a year (20.9% in taxes).
| Salary | Hawaii tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $808 | $25,477 | $979.89 |
| $45,000 | $1,890 | $36,447 | $1,401.81 |
| $60,000 | $3,056 | $47,334 | $1,820.53 |
| $80,000 | $4,666 | $60,444 | $2,324.76 |
| $100,000 | $6,186 | $72,994 | $2,807.45 |
| $150,000 | $10,034 | $103,757 | $3,990.66 |
| $250,000 | $18,283 | $164,899 | $6,342.26 |
The Hawaii tax column includes state payroll contributions as well as income tax.
How the Hawaii paycheck estimate works
Federal income tax follows IRS Publication 15-T for 2026: your paycheck is annualized, an allowance for the standard deduction is taken off, the 2026 withholding schedule for your filing status is applied, and W-4 credits and extra withholding are added back per paycheck. Social Security is 6.2% of wages up to $184,500 and Medicare 1.45%, plus 0.9% on wages over $200,000.
Hawaii tax is estimated for the whole year: wages after pre-tax deductions, less the standard deduction, less exemptions, run through the brackets above, then divided by the number of paychecks.
Hawaii tax = Brackets(Wages − pre-tax deductions − standard deduction − exemptions)