Utah income tax brackets for 2026
Utah taxes wages at a flat 4.45%. The rates apply to taxable income: your wages after pre-tax deductions.
| All filing statuses: taxable income | Rate |
|---|---|
| Over $0 | 4.45% |
Deductions, exemptions and credits
| Taxpayer credit | $966 single · $1,932 married (shrinks by 1.3 cents per dollar above $18,696 of income for single filers) |
|---|---|
| Dependent credit | $127 each |
- Utah's flat rate fell from 4.5% to 4.45% under SB 60, passed in the 2026 session and backdated to January 1, 2026.
- Instead of a standard deduction, Utah gives a taxpayer credit of 6% of the federal standard deduction, which shrinks by 1.3 cents for each dollar of income above a threshold, so middle and higher earners pay close to the full 4.45%.
Not fully confirmed: Utah's 2026 credit phase-out thresholds are inferred from the state's 2026 withholding parameters reported by payroll services; tax.utah.gov could not be reached to confirm them.
No Utah payroll deductions
Utah does not take disability, paid leave or unemployment contributions from employees. State unemployment insurance is paid by employers, so the only deductions from a Utah paycheck are federal taxes, Utah income tax and anything you choose, such as 401(k) contributions or health insurance.
Local income taxes in Utah
Utah cities and counties do not tax wages.
Example: $60,000 salary in Utah
A single filer earning $60,000 a year, paid every two weeks, with a standard 2026 W-4 and no 401(k) or health deductions:
| Every two weeks | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.00 |
| Social Security (6.2%) | -$143.08 | -$3,720.00 |
| Medicare (1.45%) | -$33.46 | -$870.00 |
| Utah income tax | -$86.19 | -$2,240.95 |
| Take-home pay | $1,851.89 | $48,149.05 |
Utah income tax is about $2,240.95 a year here, 3.73% of gross pay. All taxes together take 19.8% of pay. Federal withholding is the 2026 single schedule: $60,000 less the $8,600 allowance gives $51,400, taxed at $1,240 plus 12% above $19,900, or $5,020 a year.
Take-home pay in Utah at different salaries
Yearly take-home pay for a single filer in Utah, paid every two weeks, with no pre-tax deductions or local tax. For a married couple filing jointly on $120,000, take-home pay is about $96,298 a year (19.8% in taxes).
| Salary | Utah tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $516 | $25,769 | $991.12 |
| $45,000 | $1,378 | $36,959 | $1,421.50 |
| $60,000 | $2,241 | $48,149 | $1,851.89 |
| $80,000 | $3,391 | $61,719 | $2,373.81 |
| $100,000 | $4,450 | $74,730 | $2,874.23 |
| $150,000 | $6,675 | $107,116 | $4,119.85 |
| $250,000 | $11,125 | $172,057 | $6,617.58 |
How the Utah paycheck estimate works
Federal income tax follows IRS Publication 15-T for 2026: your paycheck is annualized, an allowance for the standard deduction is taken off, the 2026 withholding schedule for your filing status is applied, and W-4 credits and extra withholding are added back per paycheck. Social Security is 6.2% of wages up to $184,500 and Medicare 1.45%, plus 0.9% on wages over $200,000.
Utah tax is estimated for the whole year: wages after pre-tax deductions, run through the brackets above, minus credits, then divided by the number of paychecks.
Utah tax = Brackets(Wages − pre-tax deductions) − credits