Mississippi income tax brackets for 2026
Mississippi taxes wages at a flat 4%. The rates apply to taxable income: your wages after pre-tax deductions and the deductions and exemptions shown below.
| All filing statuses: taxable income | Rate |
|---|---|
| Up to $10,000 | 0% |
| Over $10,000 | 4% |
Deductions, exemptions and credits
| Standard deduction | $2,300 single · $4,600 married · $3,400 head of household |
|---|---|
| Personal exemption | $6,000 single · $12,000 married |
| Dependent exemption | $1,500 each |
- Mississippi taxes nothing on the first $10,000 of taxable income and 4% on the rest in 2026, down from 4.4% in 2025.
- The rate is scheduled to keep falling: 3.75% in 2027, 3.5% in 2028, 3.25% in 2029 and 3% in 2030.
No Mississippi payroll deductions
Mississippi does not take disability, paid leave or unemployment contributions from employees. State unemployment insurance is paid by employers, so the only deductions from a Mississippi paycheck are federal taxes, Mississippi income tax and anything you choose, such as 401(k) contributions or health insurance.
Local income taxes in Mississippi
Mississippi cities and counties do not tax wages.
Example: $60,000 salary in Mississippi
A single filer earning $60,000 a year, paid every two weeks, with a standard 2026 W-4 and no 401(k) or health deductions:
| Every two weeks | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.00 |
| Social Security (6.2%) | -$143.08 | -$3,720.00 |
| Medicare (1.45%) | -$33.46 | -$870.00 |
| Mississippi income tax | -$64.15 | -$1,668.00 |
| Take-home pay | $1,873.92 | $48,722.00 |
Mississippi income tax is about $1,668.00 a year here, 2.78% of gross pay. All taxes together take 18.8% of pay. Federal withholding is the 2026 single schedule: $60,000 less the $8,600 allowance gives $51,400, taxed at $1,240 plus 12% above $19,900, or $5,020 a year.
Take-home pay in Mississippi at different salaries
Yearly take-home pay for a single filer in Mississippi, paid every two weeks, with no pre-tax deductions or local tax. For a married couple filing jointly on $120,000, take-home pay is about $97,044 a year (19.1% in taxes).
| Salary | Mississippi tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $468 | $25,817 | $992.96 |
| $45,000 | $1,068 | $37,270 | $1,433.44 |
| $60,000 | $1,668 | $48,722 | $1,873.92 |
| $80,000 | $2,468 | $62,642 | $2,409.31 |
| $100,000 | $3,268 | $75,912 | $2,919.69 |
| $150,000 | $5,268 | $108,523 | $4,173.96 |
| $250,000 | $9,268 | $173,914 | $6,689.00 |
How the Mississippi paycheck estimate works
Federal income tax follows IRS Publication 15-T for 2026: your paycheck is annualized, an allowance for the standard deduction is taken off, the 2026 withholding schedule for your filing status is applied, and W-4 credits and extra withholding are added back per paycheck. Social Security is 6.2% of wages up to $184,500 and Medicare 1.45%, plus 0.9% on wages over $200,000.
Mississippi tax is estimated for the whole year: wages after pre-tax deductions, less the standard deduction, less exemptions, run through the brackets above, then divided by the number of paychecks.
Mississippi tax = Brackets(Wages − pre-tax deductions − standard deduction − exemptions)