Rhode Island income tax brackets for 2026
Rhode Island taxes wages at rates from 3.75% to 5.99%. The rates apply to taxable income: your wages after pre-tax deductions and the deductions and exemptions shown below.
| All filing statuses: taxable income | Rate |
|---|---|
| Up to $82,050 | 3.75% |
| $82,050 to $186,450 | 4.75% |
| Over $186,450 | 5.99% |
Deductions, exemptions and credits
| Standard deduction | $11,200 single · $22,400 married (shrinks at higher incomes) |
|---|---|
| Personal exemption | $5,250 single · $10,500 married (phases out at higher incomes) |
| Dependent exemption | $5,250 each |
- Rhode Island has three brackets, 3.75%, 4.75% and 5.99%, and uses the same thresholds for every filing status.
- Workers pay 1.1% of the first $100,000 of wages for Temporary Disability and Caregiver Insurance, one of the highest state payroll deductions.
Rhode Island payroll deductions
Besides income tax, Rhode Island requires these contributions from employees in 2026. The calculator includes them automatically.
| Program | Employee rate | Applies to |
|---|---|---|
| Temporary Disability Insurance (TDI/TCI) | 1.1% | First $100,000 of wages |
- RI TDI: 1.1% of the first $100,000 of 2026 wages, down from 1.3% in 2025.
Local income taxes in Rhode Island
Rhode Island cities and towns do not tax wages.
Example: $60,000 salary in Rhode Island
A single filer earning $60,000 a year, paid every two weeks, with a standard 2026 W-4 and no 401(k) or health deductions:
| Every two weeks | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | -$193.08 | -$5,020.00 |
| Social Security (6.2%) | -$143.08 | -$3,720.00 |
| Medicare (1.45%) | -$33.46 | -$870.00 |
| Rhode Island income tax | -$62.81 | -$1,633.13 |
| RI TDI | -$25.38 | -$660.00 |
| Take-home pay | $1,849.88 | $48,096.88 |
Rhode Island income tax is about $1,633.13 a year here, 2.72% of gross pay. All taxes together take 19.8% of pay. Federal withholding is the 2026 single schedule: $60,000 less the $8,600 allowance gives $51,400, taxed at $1,240 plus 12% above $19,900, or $5,020 a year.
Take-home pay in Rhode Island at different salaries
Yearly take-home pay for a single filer in Rhode Island, paid every two weeks, with no pre-tax deductions or local tax. For a married couple filing jointly on $120,000, take-home pay is about $96,363 a year (19.7% in taxes).
| Salary | Rhode Island tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $30,000 | $838 | $25,447 | $978.73 |
| $45,000 | $1,566 | $36,772 | $1,414.30 |
| $60,000 | $2,293 | $48,097 | $1,849.88 |
| $80,000 | $3,263 | $61,847 | $2,378.73 |
| $100,000 | $4,248 | $74,932 | $2,882.00 |
| $150,000 | $6,623 | $107,168 | $4,121.84 |
| $250,000 | $11,957 | $171,225 | $6,585.57 |
The Rhode Island tax column includes state payroll contributions as well as income tax.
How the Rhode Island paycheck estimate works
Federal income tax follows IRS Publication 15-T for 2026: your paycheck is annualized, an allowance for the standard deduction is taken off, the 2026 withholding schedule for your filing status is applied, and W-4 credits and extra withholding are added back per paycheck. Social Security is 6.2% of wages up to $184,500 and Medicare 1.45%, plus 0.9% on wages over $200,000.
Rhode Island tax is estimated for the whole year: wages after pre-tax deductions, less the standard deduction, less exemptions, run through the brackets above, then divided by the number of paychecks.
Rhode Island tax = Brackets(Wages − pre-tax deductions − standard deduction − exemptions)